What Is An Office Visit Co-payment, Dental Co-insurance And Plan Deductible

What is an office visit co-payment and co-insurance?

An office visit co-payment is a fixed dollar amount or a percentage that you pay for each Family Dental Insurancedentist visit or for each dental service provided. For example, with some plans you may pay a fixed amount such as $5 or $10 per visit. Other plans will charge you a percentage of the total fee - or dental co-insurance -- for the visit. So if your co-payment is 10% and the dentist visit was $200, you would pay 10% which, in this case, would be $20.

What is a dental insurance deductible?

A deductible is the amount of annual dental expenses that a dental plan member must pay before the dental insurance plan will begin to cover expenses. For example, if your plan has a $50 deductible, you will pay the first $50 of your dental expenses before your dental plan begins paying the expenses. Only expenses for covered services apply towards the deductible. For example, if you paid $1,000 for orthodontic work that was not an expense covered by the plan, then the $1,000 will not apply toward your annual deductible.

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Don't Forget to Floss!

Clean between teeth daily with floss or an interdental cleaner. Decay-causing bacteria can hid between teeth where toothbrush bristles can't reach. Flossing helps remove plaque and food particles from between teeth and under the gum line.

Visit Our Office Regularly!

Take good care of your smile. Remember to visit the dentist regularly for professional cleanings and oral exams.

Mouthwash Is Important, Too!

Brushing and flossing may not be enough. The ADA now recommends using an antimicrobial mouthwash to reduce plaque and prevent gingivitis.